FOM ServicesLong Island · Nationwide
The blog
Straight answers on the business side.
Plain-English guides on bookkeeping, New York compliance, cash flow, and the systems that keep a small business running — no jargon, no filler.
Articles
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New York compliance
How to file your New York Biennial Statement (in about 10 minutes)
Every New York LLC and corporation has to file it every two years. Most owners don't know it exists until they get a notice. Here's exactly what it is, what it costs, and how to file it yourself.
Read the guide
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Cash flow
Profit vs. cash: why your P&L looks fine but the account is empty
The number one thing that confuses growing owners — and the handful of reasons a profitable month can still leave you short.
Coming soon
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Contractors
Job costing for contractors: knowing which jobs actually made money
If all your job costs land in one bucket, you're flying blind. How to set up job costing so every project's real margin is visible.
Coming soon
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Getting started
Do you need bookkeeping before you're making money?
Short answer: yes, and here's why the habits you build pre-revenue save you the most later.
Coming soon
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Finance basics
What gross margin really means (and why yours might be lying to you)
The difference between markup and margin, and how a healthy-looking price can still lose you money on every job.
Coming soon
From our YouTube channel
Short, practical videos on the same topics — watch on the channel.
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